Terms & Conditions

By creating a Wrap Party account, accepting an invitation into someone else’s Wrap Party account, or otherwise using wrappartyapp.com, you agree to these Terms & Conditions and to our Privacy Policy, which is incorporated into these terms by reference. If you don’t agree, don’t use Wrap Party.

Wrap Party is a web application that helps a family organize what someone else will eventually need to know or access: an inventory of online accounts and subscriptions (via the optional “footprint reveal” feature), personal wishes, and important documents, stored in a feature we call the Keep until it’s released to the people you’ve chosen.

Wrap Party is a tool for organizing and storing this information and for facilitating its release under conditions you set in advance. It is not a law firm, an estate-planning service, a will, a fiduciary appointment, or a substitute for one. Using Wrap Party does not create an attorney-client relationship or a fiduciary relationship between you and the Company.

Wrap Party is intended for adults managing their own or a family member’s affairs. You must be at least 18 years old to create an account. It is not directed at children, and an account should not be created on behalf of a minor.

Wrap Party accounts don’t use a password to sign in — you sign in with a passkey, a one-time emailed link, or a Google account. You’re responsible for keeping whichever method you use secure, and for anything that happens under your account as a result of failing to do so.

An account belongs to an Anchor — the person whose information the Keep organizes — who can invite Members, family or otherwise, to view certain information and to be designated as people who can eventually receive access to the Keep. The Anchor controls who is invited and what each Member can see. Members are responsible for their own conduct on the platform, but the Anchor is responsible for deciding who to invite.

The Anchor may revoke a Member’s access to the Keep, or to specific information within it, at any time. Revoking access stops that Member from reaching the information going forward. It does not — and cannot — undo anything the Member already viewed, downloaded, saved, or copied before access was revoked.

You retain ownership of everything you store in the Keep. You’re solely responsible for what you upload or enter — its accuracy, its legality, and your right to store it (for example, you should only upload someone else’s identifying documents, like a spouse’s, with their knowledge and permission). You agree not to use the Keep to store anything unlawful, anything that infringes someone else’s rights, or anything unrelated to Wrap Party’s purpose of organizing information for eventual release to your family.

The Keep is released according to the process described in our Privacy Policy: a designated contact reports a death, which (depending on your account type) requires a death certificate, a second designated contact’s independent confirmation, or both. A trained reviewer verifies every certificate against its issuing authority before any release. You can appeal a release you believe was made in error within the window described in the Privacy Policy.

We do not guarantee that this process will always work as intended. Verifying a death and identifying the right people to release information to are hard problems, and Wrap Party’s process, however carefully built, can be wrong — a report could be delayed, a legitimate contact could be unreachable, or a fraudulent report could occur despite our safeguards. You should not treat Wrap Party as your only plan for what happens to this information, and the Company is not liable for consequences arising from an incorrect, delayed, or fraudulent release, except where caused by our own gross negligence or willful misconduct.

Certain Wrap Party features require a paid subscription, billed through our payment processor, Stripe. By subscribing, you authorize us to charge your payment method on a recurring basis until you cancel. Plan pricing, billing cadence, and our cancellation and refund terms will be presented before you subscribe and may be updated from time to time with notice.

You agree not to:

• Use Wrap Party for anything unlawful, or to store or transmit content that infringes someone else’s rights
• Attempt to access another account, another family’s Keep, or another user’s data without authorization
• Attempt to interfere with, disable, or probe the security of the service
• Use automated means to scrape, copy, or extract data from Wrap Party without our written permission
• File a false death report or otherwise attempt to trigger a Keep release under false pretenses

We may suspend or terminate an account that violates this section.

The Wrap Party name, logo, and the Wrap Party application itself (excluding your own content stored in it) are the property of Quiet Magic, LLC. “Wrap Party” is a trademark of Quiet Magic, LLC (application filed with the USPTO). You may not use our name, logo, or branding without our written permission.

Wrap Party is provided “as is” and “as available,” without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the service will be uninterrupted, secure, or error-free, or that any death-verification or release decision will be accurate or timely.

To the maximum extent permitted by law, the Company’s total liability arising out of or relating to these Terms or your use of Wrap Party will not exceed the total amount you paid to the Company in the twelve (12) months preceding the event giving rise to the claim. In no event will the Company be liable for any indirect, incidental, special, consequential, or punitive damages, or for loss of data, arising from your use of the service, even if advised of the possibility of such damages.

You agree to indemnify and hold the Company harmless from any claim arising from your use of Wrap Party, your content, or your violation of these terms — for example, if you upload a document you didn’t have the right to share, or use the service to harm someone else.

You can close your account at any time, per the process described in our Privacy Policy. We may suspend or terminate your account for violating these terms, for extended inactivity in ways that create risk to your family’s ability to eventually access the Keep, or if required by law.

These Terms are governed by the laws of the State of Michigan, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or your use of Wrap Party will be brought exclusively in the state or federal courts located in Michigan, and you consent to personal jurisdiction there.

If we make a material change to these terms, we’ll notify account holders by email before it takes effect. The date at the top of this page will always reflect the most recent update.

Questions about these terms can be sent to legal@quietmagicsoftware.com.